Take the stress out of paying for home improvements! Whether you’re installing a new HVAC system, making energy-efficient upgrades, or completing essential repairs, we’ve partnered with the National Energy Improvement Fund (NEIF) to offer easy, transparent financing options—designed to fit your budget.
Upgrade your home comfort today with 0% interest financing and equal payments—making it easy to invest in the upgrades your home needs.
Planning something bigger? Explore flexible loan terms with 3, 5, or 10-year options to spread out payments comfortably.
Get pre-qualified today with no impact to your credit score—see your monthly payment options instantly and start planning your next project with confidence.
Ready to get started? You can apply online directly and move one step closer to a more comfortable home.
*Subject to credit approval, terms offered may vary. Valid for projects between $2,500 and $35,000. Call for details.
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Why Choose an NEIF EnergyPlus Loan?
What can I finance with an NEIF EnergyPlus Loan?
Homeowners making qualifying improvements, to their primary residence or vacation home (1 to 4 unit on permanent foundation). Work must be performed by an NEIF-Approved Contractor. Additional work can be part of the financed project if at least 50% of the improvements include:
Get prequalified or apply now to get started!
Explore Your Payment Options with No Credit Impact
Getting started is easy—just click below to see your financing options and get pre-qualified without affecting your credit score.
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Town Oil is a third-generation, family-owned business that has proudly served the greater Wethersfield area since 1963. Known for our outstanding heating and cooling services, we have earned an A+ rating with the Better Business Bureau. As a long-standing member of the community, we’re dedicated to supporting our neighbors and delivering reliable, trustworthy service.
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